Portfolios sized to your plan's time horizon, not a five-question quiz.

We build low-cost, evidence-based portfolios using your plan's actual required rate of return — then hold the discipline to leave them alone when the headlines say otherwise.

Our approach

Three principles that don't change with the market cycle.

Evidence over prediction

Diversified, low-cost index and factor-based exposure, not a bet on which stock or sector wins next.

Tax-aware by default

Asset location, lot selection, and harvesting are handled continuously, not once a year.

Rebalanced on rules, not emotion

Bands and thresholds decided in advance, in writing, before markets get volatile — not during.

Custodied at a name you know

Assets sit with an independent third-party custodian. We manage the account; we never hold your money.

What we don't do

No proprietary funds. No commissions. No market timing.

If a strategy needs us to correctly guess the next twelve months, it isn't in the toolkit.

Of your portfolio in Ashgrove proprietary funds

Fee — asset-based, disclosed, no hidden layers

4x/yr

Scheduled portfolio reviews, minimum

Trades made on headline news alone